Philosophy And Philosophy Of Philosophy Essay - 2033 Words

What is philosophy? Philosophy could be defined in many ways, but I believe that the Oxford dictionary defines it best: â€Å"The study of the theoretical basis of a particular branch of knowledge or experience or a theory or attitude that acts as a guiding principle for behaviour†. That definition basically encapsulates the entirety of what we have discussed during the time that we have been in this course. It covers the basic ideals of both eastern and western philosophy quite eloquently over the span of just one sentence. However, philosophy is a word that cannot be defined in simply one sentence. Nor is it a word that can be defined broadly to apply to a wide range of people. When it comes to philosophy, everyone has their own ways of studying and practicing, whether they understand and acknowledge that or not. While it may seem rudimentary to state something so simple and synonymous with the phrase â€Å"everyone is different†, I have found that in something such a s philosophy the smallest of differences can produce the largest of results. This was a profound truth that became very evident to me while we studied the literary works of many different philosophers. While there are similarities between the approaches of Descartes and Confucianism to philosophy, there are also many key differences in culture, politics and language that set the two apart from one another. The first way in which the philosophical approaches of Descartes and Confucianism differ is in their culturalShow MoreRelatedThe Philosophy Of Philosophy And Philosophy998 Words   |  4 PagesPhilosophy is the attempt at answering or understanding the questions that the being who is philosophizing yearns to know or wishes to understand. The importance of what the philosopher wishes to know or understand is not a determinate factor in what it means to do philosophy. The act of doing philosophy is not defined by the subject of examination but by the driving passion of knowing and understanding. This means that an individual that wishes to know why a laptop is a laptop or why is it thatRead MorePhilosophy : Philosophy And Philosophy1292 Words   |  6 Pages As a student at Richland college, I have never studied philosophy before, and I have heard very bizarre claims about what philosophy is. For that reason, I wanted to take a philosophy class so I can learn more about it. Due to lack of knowledge, I used to think philosophy as involving a kind of mystical significant, sometimes resulting from observing problems without solutions. In addition, sometimes I accustomed that philosophy is nothing more than a name that does nothing more than feelingsRead MorePhilosophy : Philosophy And Philosophy1035 Words   |  5 Pages As a student in Richland college, I have never studied philosophy before, and I have heard very bizarre claims about what philosophy is. For that reason, I wanted to take a philosophy class so I can learn more about it. Due to lack of knowledge, I used to think philosophy as involving a kind of mystical significant, sometimes resulting from observing problems without solutions. In addition, sometimes I accustomed that philosophy is nothing more than a name that does nothing more than feelings ofRead MoreThe Philosophy Of Philosophy And Philosophy1451 Words   |  6 Pages Philosophy is recognized by the questions being asked, and the methods used to answer them. These questions are usually the ones that are open-ended, abstract, or the ones that lead to controversial answers. Due to the openness in philosophy, the uncertainty, there is not just one viewpoint that is completely accepted by all to be true. This leads to many disputes and conversations that are ultimately driven by th e core of philosophy, which is its latin translation, the love of wisdom. Now, theRead MoreThe Philosophy Of Philosophy And Philosophy2186 Words   |  9 PagesPhilosophy has always been a part of my thoughts throughout my life, but it seems like I have never truly given as much time into these thoughts until this semester. Philosophy is something that is exposed on a daily basis and should be talked about. I think that it is interesting to talk about philosophical subjects with friends and family to learn more about their way of thinking, morals, and who they are as a person. This class has definitely widened my horizon without me even realizing that itRead MoreThe Philosophy Of Philosophy1122 Words   |  5 Pagesof whether philosophy from hundreds of years ago, are still relevant to today and the society of which we live? The answer, simply put is yes. It is still relevant because we still do question everything, we still wonder about topics that were discussed back then, and b ecause philosophy is the basis of critical thinking, a quality that is still useful today. We often ask questions, which in turn led us to the discovery of the discipline of philosophy. The primary reason for philosophy is to gainRead MorePersonal Philosophy : Philosophy And Philosophy1318 Words   |  6 PagesPersonal Philosophy Paper Introduction For the purpose of the paper, famous philosophies and a personal nursing philosophy is presented, including the personal definitions of the four phenomena of nursing namely person, environment, health, and nursing. The said philosophy will then be compared to other professionally-acclaimed philosophies. Included in the discussion is the importance of a nurse’s role in providing health care to persons, family, and the society and how it is able to address problemsRead MorePhilosophy : Philosophy Of Education1328 Words   |  6 Pages Philosophy of Education Jihyae Choe Liberty University TESL 419 â€Æ' Philosophy of Education A good educator decides the direction of teaching based on a resolute educational philosophy. A firm and resolute philosophy does not equate with a fixed perspective, instead it is a strong foundation that can stabilize the life long educational career. In order to establish a firm philosophical basis, passion toward education should accompany proper understanding. Successful educators who establishedRead MorePhilosophy And Philosophy Of Education1866 Words   |  8 PagesPhilosophy of Education An educational philosophy gives teachers and all educators’ ways to use problem solving in schools. For a lot of practitioners, actual teaching has been reduced to action lacking of a rationale or justification. According to Alan Sadovick, the author of our textbook, a philosophy of education is â€Å"firmly rooted in practice, whereas philosophy, as a discipline, stands on its own with no specific end in mind† (Sadovnik, 2013, pg. 179). All teachers and prospective teachers haveRead MorePhilosophy And Philosophy Of Teaching999 Words   |  4 Pages Philosophy of Teaching Essay Assignment Mohsin Rasho Valparaiso University NUR 641 â€Å"I have neither given nor received, nor have I tolerated others use of unauthorized aid.† Mohsin Hussein Rasho Philosophy of Teaching Essay Assignment There are many students thinking about their future because they desire to be the great teacher or professor in the future. It is necessary

Martin Luther Kings Usage of Ethos Pathos Mythos and...

Martin Luther Kings Usage of Ethos Pathos Mythos and Logos On August 28, 1963 more than 250,000 civil-rights supporters attended the March on Washington. Addressing the protesters from the steps of the Lincoln Memorial, Martin Luther King Jr. delivered his famous I Have a Dream speech. Profoundly, he proclaimed for a free nation of equality where all race would join together in the effort to achieve common ground. King stated his yearning for all colors to unite and be judged by character, not by race. African Americans would not be satisfied until their desire for freedom from persecution, bitterness, and hatred prevailed. Not only were the points in his speech powerful, but also the delivery he gave was so persuading and real†¦show more content†¦King did not want African Americans to express a feeling of hatred toward all white people. He made an excellent point when mentioning, #8230;not lead us to distrust of all white people, for many of our white brothers, as evidenced by their presence here today, have come to realize that their destiny is tied up with our destiny#8230; By presenting this point in his speech Martin Luther King made known to everyone that he is a man of great character and honor. Another style King presented quite well was ethos, which is his credibility on his speech. Of course he portrayed this effectively because he himself is an African American, and he knows exactly what kind of segregation and discrimination his black brothers are experiencing. King gives an example by saying, We can never be satisfied as long as our bodies, heavy with fatigue of travel, cannot gain lodging in the motels of the highways and the hotels of the cities#8230;as long as the Negros basic mobility is from a smaller ghetto to a larger one. He goes on to say, Some of you have come fresh from narrow cells#8230;from areas where your quest for freedom left you battered by the storms of persecution and staggered by the winds of police brutality. Not a day would go by that somewhere a black person was treated unequally because of the color of his skin. Martin Luther King addressed to the people such real

Village Life free essay sample

About 70 percent of our population lives in the villages. However, they present a very unusual image of village life. Hard work, simplicity and plain thinking is a charm of life there. Villages are the main supply line of cities but hey evoke an image of a mass living in problems and difficulties. The life depicts a state of deprivation, dependence and below physical and social set up. Inspire of reforms and change in structural set up villages continue to suffer on various accounts. They struggle to grow and the growth feeds the other residents of the country. They bear warm, hot waves and the land heat while the other part of the nation rests in air-conditioned rooms. The life starts early in the morning without any bed tea or bed feed. They take the domestic animals for grazing or plugging in the crop-sowing fields. The children and house wife help them in their toil in the field. We will write a custom essay sample on Village Life or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page The house-wife prepares food, looks after the old parents and takes the food to serve the farmers in their working spot. These women work in the fields as the husbands take a nap after luncheon in the afternoon. Their normal food consists of the chapattis and simple pickles. Milk and running products are sold in the city market because this comes sunder cash crops. Although, members of the city family have roots in villages but, even then, they rarely feel comforts of the villages. The rural population has pure non-polluted air. They have neat and clean water and fresh bath changes the life into new bright moods. Village food is always full of purity and nourishment. These factors contribute a longer share in maintenance good health. Rural population remains dependent on agriculture for its survival, due to lack of any other income sources. Thus, a lot of change and training is imparted to farmer’s block for improvement and modernization of techniques of agriculture. Although the government policies focus all the best attention and development in the sector yet the farmer is exploited for procurement of loans, marketing of crop by the middlemen, agent of Arties. They try to squeeze the last drop and flare-up the problems of the agriculture farmers. The villagers suffer acute shortage of water and energies such as electricity and fuels. They are bound to run their own generator sets and run after diesel cans in the city markets. Indian villages lack good medical aid and good specialized service in health care. Even the field workers hardly care to propagate the proper health awareness in the villages. Village folks are mostly cheated by imitations in medicines and other requited items. This requires legal and social protection and selfless service to boost the morale of village populations. Our leaders rightly feel the necessity of creating spot attraction for villagers in their own places. They propose to develop sidelines and side-incomes by developing local handicraft and industries for rural population. Social schemes for education and eradication of bad traditions are under process and they will be popularized in the area. Co-operative movement is also coming up to safeguard the financial and marketing requirements of the people. It seems the days are not far away when our village will present a modern image of good life and urbanities will be attracted to revert back to villages for a permanent stay.

Norse Mythology and Loki free essay sample

In Norse mythology, the evil trickster, deceptive, mischievous, and scheming, is one of the most well-known characters in Norse mythology. He was a trickster figure, as well as a shape-shifter. He could become any animal that he wanted to. That is how he can be the mother of Odin’s 8 legged horse Sleipnir. He was the father of two sons, Nari and Vali, by his wife Sigyn. He also fathered the monsters Hella, Fenris, and Jormungard the world serpent with the giantess Angurbooa as their mother. In the references I checked out, Lokis name is mentioned more than that of any other god, although Odin and Thor seem to be the most well known in modern times. He was a participant in many of the god’s adventures, often accompanying Odin, or Thor, on their travels, though he was always stirring up trouble. There are different stories on whether Loki was a god or not. We will write a custom essay sample on Norse Mythology and Loki or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page In a lot of Norse stories Loki was not a god but a giant, the son of the Farbauti and Laufey. Although he was usually an antagonist to the gods, he sometimes lived in Asgard, the realm of the gods. The gods and the giants were enemies, but some stories have Loki had taken an oath with Odin that made them blood brothers, and because of these ties, the other gods enjoyed his company and tolerated his excesses and schemes Loki was always thinking up new angles, sometimes these worked to the advantage of the gods, but often they led to disastrous consequences. One of the better outcome stories when Loki hatches a plan to cheat the architect and builder of the wall around Asgard, a giant, out of his payment. Assuming the shape of a mare, Loki seduced the giants stallion Svadilfaeri. The horse was essential to completing the work on time, and this delayed the giants task by not allowing him to finish the wall in the time he agreed to. In this case, the gods were grateful for Lokis intervention, for had the giant finished on time, they would have had to turn over the sun, the moon, and the beautiful goddess Freya to him. As a result of this episode, Loki, as a mare, gave birth to Odins eight-legged horse Sleipnir. Loki had a hand in the disappearance of the goddess Idunn. He lured her in to the woods so that she could be kidnapped by the giant Thiassi. Since Idunn was the keeper of the golden apples of youth, which the gods needed to eat to keep from growing old, they were anxious to get her back, and they therefore forced Loki to use his trickery and magic to retrieve her from Jotunheim. To do this he turns Idunn in to a nut and returns to Asgard with her. When Thiassi tries to get her back he is killed by the gods. In another story Loki cut off the beautiful blonde hair of Thors wife, Sif. Thor was ready to kill him, and Loki, fearful but always scheming, promised to make Sif a better head of hair out of pure gold that would root and grow just like real hair. Loki then went to the Sons of Ivald, dwarfs of the forge. He had them make not only the golden hair for Sif, but also a magic spear, Gungnir, which later belonged to Odin. But Loki wagered with two other dwarf smiths, Eindri and Brokk that they would be unable to forge objects comparable to those made by the Sons of Ivald. Brokk and Eindri then forged the magic arm ring Draupnir, and Mjolnir, the magic hammer that Thor was to use ever after. When the gods had seen all these marvelous objects, they declared that Brokk and Eindri had won. Loki had wagered his head to Brokk, but managed talk him out of his head and to just saw-up his lips so that he could not fast talk his way out of situations. But Loki painfully pulled the threads out of his wounds and was free to lie again, and the gods were the beneficiaries of the wonderful magic creations the dwarfs had made. Lokis most terrible deed before the end of the world, however, was to cause, through trickery and sheer maliciousness, the death of Balder, Odins beautiful and peaceful son, whom all the other gods loved dearly. Loki disguised himself as an old woman and tricked Balders mother Frigg into evealing Balders weakness which was mistletoe, and then tricked Balders blind brother, into killing Balder by throwing a sprig of mistletoe at him and killing him. Because of this Loki was taken to a deep cave. The gods took three stone slabs, set them on edge, and made a hole in each. They sent for Lokis sons Vali and Nari. The gods turned Vali into a wolf, and he immediate ly tore his brother to pieces. Then the gods took Naris entrails and used them to bind Loki across the stones, with one stone under his shoulders, one under his loins, and one under the backs of his knees. Once bound, these cords turned into iron. Next the giantess Skadi brought a poisonous snake to the cave and set it above Lokis head. Then she let the poison drip onto his face. There they left him, and there he would stay until the time of Ragnarok, when he would break free of his bonds, summon up all the wretched souls in Hel, and lead the forces of evil in battle against the gods. But until then he would remain bound, with his faithful wife, Sigyn, holding a basin over him to catch the poison drops. When the basin filled she would go to empty it, letting the poison drip for a brief time onto Lokis face.

The Grey Fuzz Buddy Essays - Jackets, Letterman, Coat, Free Essays

The Grey Fuzz Buddy Essays - Jackets, Letterman, Coat, Free Essays The Grey Fuzz Buddy McKean English101 September 10, 2014 The Grey Fuzz Buddy Every year at Mingus Union High School, all of the sports teams receive their own personalized team t-shirts or jackets. My freshman year playing tennis for Mingus, I received mine. My tennis jacket is the color grey- the grey of a storm cloud soon before it rains. Its as if the rain drops, which seep into the jacket, extract the spectrum from the sky and transfer it to the very fabrics draped across my upper body. Theres bold, eggshell white letters printed Mingus across the chest. Then, theres the image of a woman hitting a tennis ball silhouetted by those letters in a shade darker than that of the sky surrounding a full moon, presently before midnight. In that same proud white font is my own last name printed between the shoulder blades claiming the ownership of the jacket to me. In smaller, dainty white letters is printed with the very tacky, yet comical phrase, you only live once, but you can serve twice just peeking out above the waistline. There is a kangaroo pocket surroundin g the belly, and then a very large, cozy hood hanging from the base of the neck. A jackets purpose is to keep the body warm, but this jacket has done much more than that; this jacket has been a symbol of my high school experience, my father, and my friendships; a symbol which I will hold with me all my life. As students at Mingus Union High School have walked the halls on their first day for what feels to be an infinite number of years, a rite of passage, my time came on August 4th, 2011. I was among the freshman class of 2015 joining the high school world for the first time. Something that Mingus offers that my grade school didnt is tennis. Which, tennis might be, to most people that live in Arizona, a little bit of a foreign concept. But my father played occasionally with me, as his father did with him. It was never an avid sport of mine, until the day I tried out. That became the first day of my teenage years that I made my father really proud. Trying out for tennis was the day I took a chance on something new, and I succeeded in my endeavors. By the end of freshman year, my dad watched with other proud parents as I walked over to my coach and received my first team jacket. In my closet, there is one item that sticks out, the item that I wear the most; this makes my closet the most important closet in the world. My closet is special, because there is a key here. There is a key to my special item, which is hung with care and left waiting for my arrival as I wait for it. My jacket would have no importance to me, though, if it was just left in the closet. If this jacket did not journey with me, and venture onto great distances. If it was left at home on chilly, bare nights while I was exposed to the cool dark abyss on my journeys. My warm cloak follows me, shields me, wherever I go, and wherever I end up. A symbol of where I have been, or where I have come from, and what I have accomplished. Worn just as plain as the expression on my face to show my pride and pleasure in all I do. In one trip I took to see my beloved brother, I had left my dear jacket with him as I traveled home. It was by no means intentional, because, of course, I went without that jacket until my senior year in high school. Eventually, the faithful had found its way back to me, all the way from Florida, in my last winter at Mingus. As I opened the box that the jacket had finally been shipped in, a smell wafted through the air; through my hair, between all my senses. This box had brought back Florida. My jacket had taken a tight hug of my brothers cologne and it had brought it back just for me. For my senses to

About the Federal Aviation Administration (FAA)

About the Federal Aviation Administration (FAA) Created under the Federal Aviation Act of 1958, the Federal Aviation Administration (FAA) functions as a regulatory agency under the U.S. Department of Transportation with a primary mission of ensuring the safety of civil aviation. Civil aviation includes all non-military, private and commercial aviation activities, including aerospace activities. The FAA also works closely with the U.S. military to ensure the safe operation of military aircraft in public airspace across the nation. Primary Responsibilities of the FAA Include: Regulating civil aviation to promote safety within the U.S. and abroad. The FAA exchanges information with foreign aviation authorities; certifies foreign aviation repair shops, air crews, and mechanics; provides technical aid and training; negotiates bilateral airworthiness agreements with other countries; and takes part in international conferences.Encouraging and developing civil aeronautics, including new aviation technology.Developing and operating a system of air traffic control and navigation for both civil and military aircraft.Researching and developing the National Airspace System and civil aeronautics.Developing and carrying out programs to control aircraft noise and other environmental effects of civil aviation,Regulating U.S. commercial space transportation. The FAA licenses commercial space launch facilities and private launches of space payloads on expendable launch vehicles. Investigation of aviation incidents, accidents and disasters is conducted by the National Transportation Safety Board, an independent government agency. Organization of the FAAAn administrator manages FAA, assisted by a Deputy Administrator. Five Associate Administrators report to the Administrator and direct the line-of-business organizations that carry out the agencys principle functions. The Chief Counsel and nine Assistant Administrators also report to the Administrator. The Assistant Administrators oversee other key programs such as Human Resources, Budget, and System Safety. We also have nine geographical regions and two major centers, the Mike Monroney Aeronautical Center and the William J. Hughes Technical Center. FAA History What would become the FAA was born in 1926 with passage of the Air Commerce Act. The law established the framework of the modern FAA by directing the Cabinet-level Department of Commerce with promoting commercial aviation, issuing and enforcing air traffic rules, licensing pilots, certifying aircraft, establishing airways, and operating and maintaining systems to help pilots navigate the skies. The Commerce Department’s new Aeronautics Branch took off, overseeing U.S. aviation for the next eight years. In 1934, the former Aeronautics Branch was renamed the Bureau of Air Commerce. In one of its first acts the Bureau worked with a group of airlines to set up the nation’s first air traffic control centers in Newark, New Jersey, Cleveland, Ohio, and Chicago, Illinois. In 1936, the Bureau assumed control of the three centers, thus establishing the concept of federal control over air traffic control operations at major airports. Focus Shifts to Safety In 1938, after a series of high-profile fatal accidents, the federal emphasis shifted to aviation safety with passage of the Civil Aeronautics Act. The law created the politically-independent Civil Aeronautics Authority (CAA), with a three-member Air Safety Board. As a forerunner of today’s National Transportation Safety Board, the Air Safety Board began investigating accidents and recommending how they could be prevented. As a pre-World War II defense measure, the CAA assumed control over air traffic control systems at all airports, including towers at small airports. In the post-war years, the federal government assumed responsibility for air traffic control systems at most airports. On June 30, 1956, a Trans World Airlines Super Constellation and a United Air Lines DC-7 collided over the Grand Canyon killing all 128 people on the two planes. The crash happened on a sunny day with no other air traffic in the area. The disaster, along with the growing use of jet airliners capable of speeds nearing 500 miles per hour, drove a demand for a more unified federal effort to ensure the safety of the flying public. Birth of the FAA On August 23, 1958, President Dwight D. Eisenhower signed the Federal Aviation Act, which transferred the old Civil Aeronautics Authoritys functions to a new independent, regulatory Federal Aviation Agency responsible for ensuring the safety of all aspects of non-military aviation. On December 31, 1958, the Federal Aviation Agency began operations with retired Air Force General Elwood Pete Quesada serving as its first administrator. In 1966, President Lyndon B. Johnson, believing a single coordinated system for federal regulation of all modes of land, sea and air transportation was needed, directed Congress to create the cabinet-level Department of Transportation (DOT). On April 1, 1967, the DOT began full operation and immediately changed the name of the old Federal Aviation Agency to the Federal Aviation Administration (FAA). On the same day, the accident investigation function of the old Air Safety Board was transferred to the new National Transportation Safety Board (NTSB).

CS 1 - Strategic Review XCG Essay Example | Topics and Well Written Essays - 1500 words

CS 1 - Strategic Review XCG - Essay Example With the help of P2P, Skype was able to operate at low cost and allow users to sign up for their accounts quickly (Jusevicius & Firantas, 2010). In other words, Skype is a software-based platform for communication that is offering top quality along with easy to use tools and features to both consumers and businesses for communication and collaboration worldwide via voice, text and video conversations. Skype has already released numerous versions after its launch so that users can make use of technologically advanced features with utmost ease and enjoy the sensation of having conversation online from anywhere. The best features offered by Skype are video calling, chat rooms, SMS messaging, voicemails and click-to-call. It also offered services especially designed for businesses that comprise of e-mail integration and conferencing which have configuration over Skype Control Panel. Skype has even announced world’s first Wi-Fi-VoIP phone in collaboration with NetGear and is even investing in wireless FON community. According to Skype (2012), the mission of the company is to be the foundation of communication on web that is real-time based. The mission statement of Skype can be defined as â€Å"We enable all users via virtually any of the Internet-connected devices to communicate with each other by using video, voice and instant messaging for free of any charges or even make low cost voice calls to numbers both fixed and mobile anywhere across the world†. As of first half of 2010, Skype had 124 million connected users who placed about 95 billion calling minutes over Skype which is approximately 40 per cent of video calls. The best aspect of Skype is that it can be downloaded on computers, mobile phones and all other connected devices for free from its website i.e. www.skype.com. According to Skype’s founders, VoIP market has a huge potential for growth that needs to be explored. It is expected that

Films and the American History Essay Example | Topics and Well Written Essays - 250 words

Films and the American History - Essay Example From this paper it is clear that the United States of America under the presidency of George Bush had a major role in the Gulf War. In the movie, we see that Major Archie Gates and Chief Elgin cannot believe what the inhabitants go, though. They find out that the government incited the citizens to fight the rule of Saddam Hussein with a promise to support them. They later find out that the government did not give them the support they promised. The United States government is highly involved in the business in the Middle East. The new evidence of nonsupport from the government makes them think deeply about their role in the fight.As the discussion stresses the movie shows the weakness of the American president because the directors show the affair between Bill and Monica. The relationship is a depiction of real life events that occur in the real-time events. Historically, the United States and Britain fought each other during the American Revolution. On the other hand, during the Wor ld War, the nations were strong allies and the United States protects Britain. In addition to the World War, the two nations were strong allies during the Cold War and Gulf War. There are moments historically when the only superpower country to give United States support in the Iraq war was Britain.  The relationship the two countries are strong, and both leaders work towards a general goal. The wives of both leaders also have a strong relationship showing that there is a special kind of relationship.

School days Essay Example for Free

School days Essay I feel wow pleased to write for Carmel times this time, not as a ‘Student’. It’s really a thrilling experience to write about the ‘Golden School days’. Those were the days which I am missing since half an year. It’s all due to the love and affection which I received from my alma mater, my second home, my school. Realization of the universal truth, I must say, â€Å"School is our second home† is indeed a mixed feeling. It brings happiness on my face as I have been made very strong and fit enough to survive in the competitive would ahead an d at the same time, brings tears to my eyes because of the fact that I won’t get to live ‘those days ‘ again. ‘School days’ is indeed a vast topic to write. I start my day by praying y due respect to the principal, Fr. Mathew, who is the source of inspiration and moral strength for all of us. I express my sincere thanks and gratitude to all my dear teachers, who took the place of parent and shaped the piece of mud. School days were all of fun. It wasn’t merely classes of various subjects, exams, and results but also the beginning of my life is a student. Teachers not only taught the lessons but also sharpened our abilities and cultivate excellent values through each and every word they taught. The flowers in the farm of their word adorned the creeper of my life. I learnt English, arts, plays of great writers with the same enthusiasm with which I had learnt â€Å"A B C D’ from my pre-primary teachers. Starting with the numbers, math’s always seemed a magic till the end. Learning my mother tongue, Marathi in a convenient school was a thrilling experience . ti is simply impossible to forget the Hindi and Sanskrit classes. Science connected me with past happiness and Geography took me across the globe indeed. Other than academics subjects my school provided me all opportunities of all extra – curricular activities. I was guided, inspired and at the same time my ears pulled when I did something wrong and was brought back to the path of goodness. It is needless to express my gratitude towards all my friends and classmates. They were the one who made my days wow enjoyable and memorable. They always stood with me through thick and thin and gave the warmth of real friendship and brotherhood keeping aside all our likes and dislikes. Playing with them, having lunch with them, but chatting was all of fun. Many misunderstandings and contradiction took place but they were all to make the bond between us more stronger†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦. So, there’s lot to write but I take a Pause what I want to tell you is, live your School days to the maximum. Store all what is good and see the change in your life. Respect and obey all your teachers for they always wish and pray for your betterment. Keep a healthy atmosphere among all your classmates which will help you in your tears, mould your personality and indeed a great success, live each how of these days. Piyush mundada.

College Admissions Essay - Defining Myself :: College Admissions Essays

The joy of writing admissions essays! I think it's good that I do this, that I solidify my thoughts into writing. Yet in pouring my feelings into words, I worry that they will become the structure I give them; that my liquid essence will take the shape of whatever phrases I choose; that my thoughts will be defined by the words I use and confined to the rigid boundaries of a language unable to accommodate the fluidity of my mind; that they will be limited to one distinct avenue when a linear direction does not suffice to express these multi-variable musings. It is easier to float in the sea of my unarticulated thoughts than to build a language boat and sail on a definite course, but in allowing myself to drift at the whim of my mind's currents, I get nowhere. In articulating myself, I create a solid manifestation to which I can look and say, "That's what I believe." I may not define my feelings poorly when I leave them unspoken, but in refusing to solidify what I believe I have nothing: nothing to share, nothing to grow on, nothing by which to determine who I am. And so I take the risk of losing the tantalizing and comforting mystery of the infinite by committing myself to write. It is better this way. I carry this - this perplexing barrier between what I think and what I say, between who I am and who I define myself to be, between what I think I carry and what I actually do.

Educational Change

Topic: Analyse a story about an educational reform happened in a secondary school and comment its effectiveness based on the organizational theories. ————————————————- 1. Introduction The Education Commission Report No. 7 released in September of 1997 suggested to build a quality culture in schools(EDB, 1997) . Since that, schools and education institutions of all levels experienced changes and reforms in various scale and kinds. Schools are no longer stable and predictable places.Schools and school systems had gradually turned into a mode of modern organization: departmentalized and bureaucratized in last century. However, in last two decades, the reform in education has been launched in all over the world. It is clearly because of the needs of new millennium – we are moving or even already in the postmodern age now. The postmodern age world is fast, compressed, com plex and uncertain(Hargreaves, 1994). Schools are places for preparing the generations of the future, therefore, changes are essential to all educational organizations.In this paper, the story about the culture reform happened in a one-through school will be told to provide a case-study of how an evolution occurred in an educational system. The dimensions, type and effectiveness of reform will be discussed. 2. Literature Review We know change is essential to postmodern education system. But change for change is not help and not what we want. An educational change, is assumed to help schools to achieve their goals more effectively, theoretically. It is important to bear in mind that change is a process, not an event(Fullan & Stiegelbauer, 1991)Literature provides the category for the change. Superficial changes , like changes in content, structure or policy, which induces improvement on something currently doing, are classified as first order change. Those changes occur on those fund amental, for example, goals and roles, are classified as second order change. (Cuban, 1988) â€Å"Educational change depends on what teachers do and think-it's as simple and complex as that†(Fullan, 1991, P. 117). While what the teachers do and think is a reflection of their basic assumption and belief or the change is just superficial.It is vital to understand the culture of the organization and how it affects the norms and behaviors. (Stoll & Fink, 1996). There are fundamental relationship between culture and effectiveness(Rossman et al. , 1988). Though school culture is powerful, schools are more comfortable to first order change than second order change (Cuban, 1988; Fullan & Stiegelbauer, 1991). But first order change would not be internalized without second order change(Leithwood, Aitken, & Jantzi, 2001). 3. A Story about Changing the School School X was a band three secondary school in a very new developed district in Hong Kong.Included School X, there were two seconda ry schools in the district, which with population of around 60,000. In the fifth year of school X being set up, a vice-principal of another school (for convenience, we called him/her W) of the same sponsoring body was sent to this school. At this time, school X was obviously in adverse position compared with another school in the district. Almost all higher banding students chose another school, over 80% of students of School X is in band 3 while over half of these students were in territorial bottom 10%.Most of the middle managers were not functioned. Teachers with negative attitude were majority. Some teachers had passion and willing to pay effort for students, but because of the norm and culture, what their effect was confined. Students lacked of interest and motivation in their learning, not mentioned to have any confidence and expectation on their own academic performance. The impression of School X was terrible in the community. â€Å"Fortunately†, the number of classes and teaching group of school X were small and still expanding with he increase of population size of the district. W already knew she would be vice-principal of school X for only one year and then would be promoted to be principal in the next year. W took the year of being vice-principal of school X to familiarize with the setting, the norm, the culture and social relationships in this school. The story of change began in the next year, W became principal of School X†¦Ã¢â‚¬ ¦ 4. Analysis of the changes Changes is a process, most researchers stated there are three broad phases involved: Initiation, Implementation and Continuation.Fullan (1991) added the idea of outcome to the process to give a come complete picture. Since the progress of educational reform occurred in School X involved numerous innovations each affected different domains of the school (Surely, this is common to all educational changes), the followed analysis will be written according to the framework shown in F igure 4. 1 . This framework is modified from the simplified overview of Fullan(1991), the titles of the points I will highlight for each phase are added to the box below each phase.Figure 4. 1 A simiplified overview for the process of change in School X No doubt, the new principal took a critical role in the initiation of change. But any educational change in school should involve all parties in school, therefore, the innovations are always not only from the principal but should be from all a stakeholders, especially from teachers and students. A group of teachers with similar belief with W were selected to act as a workforce to improve the performance and effectiveness of the school.Three teachers from this group became the new leaders for the academic, discipline and guidance department. The replacement was a quite severe step in school system. But it was also an effective way to remove the potential resistance to the change. The concept of workforce group was a successful startup . It involved teachers, the staff that would execute the change, as McGregor (1957) argued about the Theory Y of management, innovations and motivation are present in people, the manager only needed to make it possible for eople to recognize and develop. On the other hand, only small group of teachers were included in the workforce. Huberman and Miles (1984) argued that large-scale participation at the initiation phase is not productive and too much energy would be exhausted for pre-action discussion. The new department leaders, with W, leaded the group of workforce to review the rules and regulations, and drew up some new practice, then discussed these practice with the whole teaching team.Actually, the changes in rules and regulation were small, the focus was on the execution of these rules and regulations should be uniform and coherent. Though at this time the scale and degree of change on school was small, but it just like a pilot step for the consequence wave of reforming. Befo re these practices were introduced, W shared the bad news about the terrible intake of S1 in that year, over 70% of new comers are from the group of territory bottom 10%, with all teaching staff in the meeting. She also showed the data about the trend of population and development of the district in the meeting.What she pointed out was : more and more secondary schools were setting up in the district, all of them would be competitors of their school; the worst thing was, though the student population was going up that time, but it was not a long story, the population would decline after several year; they would finally face the crisis of shrink in number of classes, even being forced to close. W had capitalized on propitious moments for the change. The circumstances that call for change was dramatized to win the support and cooperation of teachers (Trice & Beyer, 1993). The results of pilot trial were satisfied.Though everything still had great room for improvement, but all of them seemed to be in progress. W celebrated the success with all staff (both of teaching and non-teaching). In the next year, some changes induced ‘externally† happened: Regional/national level: The ECR no. 7 recommended the idea of using performance indicators to assess the quality of school. This aroused the concern about effectiveness and quality of schooling in society. Local level: * School X moved to a brand-new campus equipped with extra facilities. * School X was changed from a traditional secondary school to a one-through school.School X now had its first class of primary one. These â€Å"external factors† provided good ground to fertilize the consequence changes,. Among various of innovations, the setting up of first quality circle took a critical role in the reform of School X. The quality circle was formed by a group of ten young and passionate teachers. Teachers in the circle were assigned to be the class teachers of S2 classes (the form with terrible S1 i ntake). They were empowered to design and execute the setting and rules (academic and discipline aspects) work on the whole form.Recalled the organization Y described by McGregor (1957), this was another example about â€Å"using† the motivation and potential for development already in people to direct behavior toward the organizational goal. The outcome of implementation of quality circle was inspiring. The success of the quality circle was originated from it decentralized the power to and enlarged the job of some staff in relative low position of the school hierarchy (by experience, status and responsibility), and caused a sense of satisfaction in their social and egoistic needs. The success of quality circle created a dramatic change in the belief of teachers.After that, quality circles were set up for each form. It was institutionalized as a school policy and long term practice. After years of implementation, the behavior and academic performance of students had obvious i mprovement. The job satisfaction of teachers was greatly improved. Most items in the APASO and KPM, especially those related with the teacher and students relationship, have index better than the territory norm. Now, School X is categorized in band 2. Fullan(1991) listed 9 critical factors organized into 3 main categories affecting implementation. Figure 4. shows the interactive relationship of them: In the case of School X, for the characteristic of change: the need of change was obvious, the goal of change was clearly explained to all staff, the individual complexity on most staff was not too high to create resistance. In addition, as most rules and regulations remained the same, the practicality was acceptable. For the local characteristics, though the district and community factors could not be examined, but the principal and teachers showed positive attitude to the implementation, especially after the success of trial done in the first year.By cultural perspective, Rossman et a l. (1988) identified the culture change processes to three types: Evolutionary, Additive and Transformative, depended on the degree of explicit, conscious focus on cultural change. The change in School X involved explicitly implementation of policies and practices, it should belonged to additive or transformative. While as the cultural norm was changed in a quite big scale with some severe means (replaced the heads, restructured the school system, etc. ), the reform of School X was classified as transformative.The developmental age of School X affected the cultural change in it as well. Stoll and Fink (1996) described the mechanisms likely to bring about change in three developmental age of school: Birth and early growth, Midlife, Maturity and /or stagnation and decline. School X should belong to Midlife stage, and the description about change through explosion of myths, quality circle was an exact example of this. The idea about creating new myth also echoed by(Trice & Beyer, 1993) , the effectiveness of myth to change cultures was affirmed in his article. 5. Comment on its effectiveness 5. Classical theory vs. Human resources theory The definitions of effectiveness of the change/reform were varied. The implementation of change in School X relied on application of human resources theory mostly. Compared with the classical theory, human resources theory took much more time and sometimes the outcome may be misled to be deflected from the organizational goal as it emphasized on the managing by objective instead of control with assumption about people had motivation already inside(McGregor, 1957). However, for the setting of school, human resources theory is much more appropriate.Though in earlier of this paper, the characteristic of schools in postmodern age was subjected to change; on the other hand, schools should be stable enough to let the teachers and students feel safe and secure. The scientific management emphasizes on selecting themost qualified employees to perform the job, this may not fit for the situation of school. Furthermore, the classical theory also included sense of bureaucracy. Bureaucracy was a common practiced in modern school for many years. However, this perspective may not suitable for the postmodern age school nowadays.Bureaucratic schools are close-ended, static and balkanized, in contrast, what we need now are open-ended, evolving and collaborative learning organizations. 5. 2 Cultural perspective Rossman(1988) argued culture defines effectiveness. In this part, I will comment on the effectiveness of the change in School X by cultural perspective. 5. 2. 1The classification of change by levels of culture The culture can be distinguished to three levels , on the base of basic assumptions, values and behaviours are observable manifestations (Schein, 1985). In Table 5. 1, the change of School X in each level of culture was described.Table 5. 1. Description on the change of School X by levels of culture. Level| Descrip tion| Artifacts and creations| The appearance of students was improved. The behavior of students inside and outside the classroom was improved. The academic performance of students improved. The intake of the school improved. | Values| The senses of belonging of students increase. The self-esteem and confidence of students improved. The satisfaction of teachers about the job improved. | Basic assumptions| The impression of community on School X changed to be more positive. The mission and goal of the school became clear and evolving.Senses of collaboration and cooperation were developed among teachers and students. Teachers’ belief migrated from â€Å"students cannot be changed† to â€Å"students can be changed through education, it just needs time and effort†. | 5. 2. 2Assessing Amounts of Change To understand the amount of change, the process can be described along four dimensions: Pervasiveness, Magnitude, Innovativeness, and Duration (Trice & Beyer, 1993). T he pervasiveness in change of culture was high. All the main business within the school was affected. The behavior of majority of teachers and students were changed.Surely, some of them tried to ignore the change, but the proportion was small. The magnitude of the change was high. The old negative values and belief evolved to much more positive ones. The innovativeness was not very varied in this case. Actually, the change in rules, rites and regulation were limited. The practices implemented were also common in other schools. But the idea of decentralization of power with quality circle was innovative among Hong Kong schools. Finally, the duration, it was high and actually, School X is still evolving even now, as a culture of evolving was developed. 5. 2. 3Definitions of effectivenessAccording to the research work of Rossman et al. (1988), from the cultural perspective, the definitions of effectiveness changes refer to the norms, beliefs and values of organizations. Took Rossman â €˜s suggestion, I tried to analysed the effectiveness of reform in School X by five criteria. Firstly, the definition should be multisided; Both of the academic and the non-academic achievement should be considered. The academic performance of School X was improved and the band of it was promoted. On the other hand , the sports teams and volunteer team had outstanding performance in region. Second,  the  concern  for  order  is  essential to  all  schools.Ordered environment facilitate learning and teaching, it also brought about the sense of respect. The behavior of students was improved. The lesson time spent on dealing with the problem of classroom management was greatly reduced. It brings about the achievement of the third criterion – the quality of teaching; as teachers had more time for preparing teaching activities with higher quality. The focuses of professional training activities included the new teachers training programs and school-based trainin g activities were migrated from classroom management to some more academic purpose.The fourth one is to establish appropriate expectations for intellectual outcomes. Except the first two years of implementation, the main concerns of School X in the followed six years all about enhancing the learning and teaching effectiveness. The performances of students in public examination also have been evaluated and discussed both in the meeting at subject levels and school level. Finally, value the diversity. School X developed teams for students with different education needs, for example, special education needs, non-native Chinese speakers, gifted, etc. 6. 2. Three perspective of culture The culture strength can be described by three perspectives: Integration, Differentiation and Fragmentation(Martin, 1992). Before the implementation of change, School X should be described as differentiation, teachers , those willing to pay effort and those not, worked on their own style, belief and goal. Conflicts between colleagues happened frequently. The reform caused the culture of School X evolved much more coherent, but the characteristics of sub-groups were still kept, so it is much more likely to be fragmentation rather than integration. . 2. 5Limitations of the cultural perspective on evaluating the effectiveness of change Culture is powerful, it affects the whole setting and every members of the organization. But the cultural perspective is only a way to give better insight of the organizational culture and also about the change. It never gives any fast and promising way for change. One can have a better planning and more precise expectation on the response of the members of organization to the implementation of change. 6. End of story? Never ended†¦.As we said in the start of this paper, schools nowadays are providing training to people who will deal with the fast, complex and mercurial life in the postmodern age. Schools that keep static and satisfy with their past achievement are no longer good schools. The senses of changes should be rooted within every stakeholder of the schools and education system. The cycle of planning, implementation and evaluation now was very familiarized by each educators in every levels of institutions, it is not just for documentary purpose and dealing with school external review, it is also a key for the keeping the schools change to right way.References Cuban, L. (1988). A Fundamental Puzzle of School-Reform. Phi Delta Kappan, 69(5), 341-344. EDB. (1997). Education Commission Report No. 7. Fullan, Michael, & Stiegelbauer, Suzanne M. (1991). The new meaning of educational change (2nd ed. ). Toronto? New York, NY: Ontario Institute for Studies in Education : Teachers College Press, Teachers College, Columbia University. Hargreaves, Andy. (1994). Changing teachers, changing times : teachers' work and culture in the postmodern age. London: Cassell. Huberman, A. M. , & Miles, Matthew B. 1984). Innovation up close : ho w school improvement works. New York: Plenum Press. Leithwood, Kenneth A. , Aitken, Robert, & Jantzi, Doris. (2001). Making schools smarter : a system for monitoring school and district progress (2nd ed. ). Thousand Oaks, Calif. : Corwin Press. Martin, Joanne. (1992). Cultures in organizations : three perspectives. New York: Oxford University Press. McGregor, Douglas Murray. (1957). The Human Side of Enterprise (4th ed. ). Fort Worth: Harcourt Brace College Publishers. Rossman, Gretchen B. , Corbett, H.Dickson, & Firestone, William A. (1988). Change and effectiveness in schools : a cultural perspective. Albany: State University of New York Press. Schein, Edgar H. (1985). Defining Organizational Culture (4th ed. ). Belmont: Wadsworth Pub. Co. Stoll, Louise, & Fink, Dean. (1996). Changing our schools : linking school effectiveness and school improvement. Buckingham England ; Philadelphia: Open University Press. Trice, Harrison m. , & Beyer, Janice M. (1993). Changing Organizational Cu lture (4th ed. ). Fort Worth: Harcourt Brace College Publishers.

Importance of Agriculture in Economy Essay

The direct contribution of the agriculture sector to national economy is reflected by its share in total GDP, its foreign exchange earnings, and its role in supplying savings and labor to other sectors. Agriculture and allied sectors like forestry and fishing accounted for 18.5 percent of total Indian Gross Domestic Product (GDP) in 2005-06 (at 1999-2000 constant prices) and employed about 58 percent of the country’s workforce (CSO, 2007). It accounted for 10.95 percent of India’s exports in 2005-06 (GoI, 2007) and about 46 percent of India’s geographical area is used for agricultural activity. There has been a structural transformation in the Indian economy during the past few decades. The composition of Gross Domestic Product at 1993-94 constant prices reveals that the share of agriculture including forestry and fishing has declined as growth in industrial and services sectors far outpaced agricultural sector (Figure 1). The share of mining, manufacturing, electricity and construction sector has increased from 21.6 percent in 1970-71 to 27 percent in 2004-05 and services sector has increased significantly from 32 percent to 52.4 percent during the same period. Despite a steady decline of its share in the GDP, agriculture is still an important sector and plays a significant role in the overall socio-economic development of the country. Therefore, fostering rapid, sustained and broad-based growth in agriculture remains key priority for the government. Consistent with the trends of economic development at national level, role of agricultural sector in the state economies is also changing rapidly. The share of agriculture in Gross State Domestic Product (GSDP) has declined significantly during the last two decades. In some States, such as Bihar, Punjab, Uttar Pradesh, Haryana, Rajasthan, and Orissa, the sector today contributes more than one-quarter of GSDP, while in some states, such as Gujarat, Kerala, Karnataka, Tamil Nadu and Maharashtra, the sector contributes less than 20 percent to GSDP (Figure 2). However, contribution of agriculture to GSDP has declined in almost all States between 1993-94 and 2004-05. The decline was the highest in Karnataka (16%), followed by Haryana (14.2%), and Kerala (13.7%). In Karnataka, decline was mainly due to significant increase in the share of service sector (from 37.9% in 1993-94 to 54.7% in 2004-05) mainly driven by informational technology (IT) industry. Similar is the case with Haryana the decline is due to faster development of services sector in cities around the national capital, Delhi. Despite declining share of agriculture in the economy, majority of workforce continue to depend on agricultural sector for employment and in rural areas dependence on agriculture is more as nearly 75 percent of rural population is employed in agricultural sector. However, there is disguised employment in the sector due to limited opportunities for rural non-farm employment. This disguised employment leads to lower labor and resources productivity in the sector relative to other sectors of the economy. The low labor productivity leads to higher rates of poverty in rural areas (Figure 3). Agriculture in India is constitutionally the responsibility of the states rather than the central government. The central government’s role is in formulating policy and providing financial resources for agriculture to the states. Agriculture finance Meaning: Agricultural finance generally means studying, examining and analyzing the financial aspects pertaining to farm business, which is the core sector of India. The financial aspects include money matters relating to production of agricultural products and their disposal. Definition of Agricultural finance: Murray (1953) defined agricultural. finance as â€Å"an economic study of borrowing funds by farmers, the organization and operation of farm lending agencies and of society’s interest in credit for agriculture .† Tandon and Dhondyal (1962) defined agricultural. finance â€Å"as a branch of agricultural economics, which deals with and financial resources related to individual farm units.† What is Agriculture Finance â€Å"Agricultural finance is the study of financing and liquidity services credit provides to farm borrowers. It is also considered as the study of those financial intermediaries who provide loan funds to agriculture and the financial markets in which these intermediaries obtain their loanable funds.† John B. Penson, Jr. and David A. Lins (1980) Why Agriculture Finance India is mainly an agricultural country. Agriculture accounts for approximately 33 percent of India’s GDP and employs nearly 62 percent of the population. It accounts for 8.56 % of India’s exports. About 43 % of India’s geographical area is used for agricultural activity. Agricultural production in this country depends upon millions of small farmers. It is intensity of their effort and the efficiency of their technique that will help in raising yields per acre. Finance in agriculture is as important as development of technologies. Technical inputs can be purchased and used by farmer only if he has money (funds). But his own money is always inadequate and he needs outside finance or credit. Because of inadequate financial resources and absence of timely credit facilities at reasonable rates, many of the farmers, even though otherwise willing, are unable to go in for improved seeds and manures or to introduce better methods or techniques. The farming community must be kept informed about the various sources of agriculture finance. Agricultural finance possesses its usefulness to the farmers, lenders and extension workers. The knowledge of lending institutions, their legal and regulatory environment helps in selecting the appropriate lender who can adequately provide the credit with terms and related services needed to finance the farm business. Nature and Scope: Agricultural finance can be dealt at both micro level and macro level. Macrofinance deals with different sources of raising funds for agriculture as a whole in the economy. It is also concerned with the lending procedure, rules, regulations, monitoring and controlling of different agricultural credit institutions. Hence macro-finance is related to financing of agriculture at aggregate level. Micro-finance refers to financial management of the individual farm business units. And it is concerned with the study as to how the individual farmer considers various sources of credit, quantum of credit to be borrowed from each source and how he allocates the same among the alternative uses with in the farm. It is also concerned with the future use of funds. Therefore, macro-finance deals with the aspects relating to total credit needs of the agricultural sector, the terms and conditions under which the credit is available and the method of use of total credit for the development of agriculture, while micro-finance refers to the financial management of individual farm business. Significance of Agricultural Finance: 1) Agril finance assumes vital and significant importance in the agro – socio – economic development of the country both at macro and micro level. 2) It is playing a catalytic role in strengthening the farm business and augmenting the productivity of scarce resources. When newly developed potential seeds are combined with purchased inputs like fertilizers & plant protection chemicals in appropriate / requisite proportions will result in higher productivity. 3) Use of new technological inputs purchased through farm finance helps to increase the agricultural productivity. 4) Accretion to in farm assets and farm supporting infrastructure provided by large scale financial investment activities results in increased farm income levels leading to increased standard of living of rural masses. 5) Farm finance can also reduce the regional economic imbalances and is equally good at reducing the inter–farm asset and wealth variations. 6) Farm finance is like a lever with both forward and backward linkages to the economic development at micro and macro level. 7) As Indian agriculture is still traditional and subsistence in nature, agricultural finance is needed to create the supporting infrastructure for adoption of new technology.   8) Massive investment is needed to carry out major and minor irrigation projects, rural electrification, installation of fertilizer and pesticide plants, execution of agricultural promotional programmes and poverty alleviation programmes in the country .LECTURE -2 Credit needs in A Credit needs in Agriculture – meaning and definition of credit-classification of credit based on time, purpose, security, lender and borrower. _____________________________________________________________________ The word â€Å"credit† comes from the Latin word â€Å"Credo† which means â€Å"I believe†. Hence credit is based up on belief, confidence, trust and faith. Credit is other wise called as loan. Definition: Credit / loan is certain amount of money provided for certain purpose on certain conditions with some interest, which can be repaid sooner (or) later. According to Professor Galbraith credit is the â€Å"temporary transfer of asset from one who has to other who has not† Credit needs in Agriculture: Agricultural credit is one of the most crucial inputs in all agricultural development programmes. For a long time, the major source of agricultural credit was private moneylenders. But this source of credit was inadequate, highly expensive and exploitative. To curtail this, a multi-agency approach consisting of cooperatives, commercial banks ands regional rural banks credit has been adopted to provide cheaper, timely and adequate credit to farmers. The financial requirements of the Indian farmers are for, 1. Buying agricultural inputs like seeds, fertilizers, plant protection chemicals, feed and fodder for cattle etc. 2. Supporting their families in those years when the crops have not been good. 3. Buying additional land, to make improvements on the existing land, to clear old debt and purchase costly agricultural machinery. 4. Increasing the farm efficiency as against limiting resources i.e. hiring of irrigation water lifting devices, labor and machinery Credit can be classified on the basis of time, purpose, security, lender and borrower. (i)Time classification:- It classifies credit into three groups, i.e. short, medium and long term. (a) Short-Term (for periods up to 15 months): The â€Å"short-term loans† are generally advanced for meeting annual recurring purchases such as, seed, feed, fertilizers, hired labour expenses, pesticides, weedicides, hired machinery charges, etc., and termed as seasonal loans/crop loans/production loans. These are expected to be repaid after the harvest. It is expected that the loan plus interest would be repaid from the income received through the enterprise in which it was invested. The time limit to repay such loans is a year or at the most 18 months. (b) Medium-Term (from 15 months up to 5 years): â€Å"Medium-term loans† are advanced for comparatively longer lived assets such as machinery, diesel engine, wells, irrigation structure, threshers, shelters, crushers, draught and milch animals, dairy/poultry sheds, etc., where the returns accruing from increase in farm assets in spread over more than one production period. The usual repayment period for such type of loan is from fifteen months to five years. (c) Long-Term (above 5 Years): Loans repayable over a longer period (i.e. above 5 years) are classified as long-term loans. â€Å"Long-term loans† are related to the long lifed assets such as heavy machinery, land and its reclamation, errection of farm buildings, construction of permanent-drainage or irrigation system, etc. which require large sums of money for initial investment. The benefits generated through such assets are spread over the entire life of the asset. The normal repayment period for such loans range s from five to fifteen or even upto 20 years. (ii) Purpose classification:- Credit is also classified based on purpose of loans e.g. crop loan, poultry/dairy/piggery loan, irrigation loan, machinery and equipment loan, forestry loan, fishery loan etc. These loans signify the close relationship between time and use as well as rate of return (or profitability). Some times loans are also classified as production and consumption loans due to the fact that production loans are diverted for consumption purposes by the weaker sections. So, the banks have also started financing for consumption purposes (exclusively for home consumption expenditures) besides financing for the production purposes. The consumption loans are also to be repaid from the sale proceeds of the crop. (iii) Security classification:- Security offered/obtained provides another basis for classifying the loans. The secured loans are advanced as against the security of some tangible personal property such as land, livestock and other capital assets, i.e., medium and long term loans. The borrower’s credit worthiness may act much more than the security offered, which if doubtful may result willful default. Moreover, the secured loans are further classified on the basis of type of security e.g. mortgage loans, where legal mortgage of some property such as land is offered to the lender, i.e., loans for intangible property such as land improvement, irrigation infrastructures, etc. and hypothecated loans, where legal ownership of the asset financed remains with the lender though physical possession with the borrowers i.e. loans for tangible property such as tractor, machinery and equipments. The private money lenders, usually possess items such as gold ornaments / jewellery or land as security, which reminds the borrower about his obligations of loan repayments. On the contrary, unsecured loans are generally advanced without offering any security e.g. short-term crop loans. (iv) Lender classification:- Credit is also classified on the basis of lender such as (a) Institutional Credit e.g. co-operative loans, commercial bank loans and government loans; (b) Non-Institutional Credit e.g. professional and agricultural money lenders, traders and commission agents, relatives and friends etc. (v) Borrower classification:- The credit is also classified on the basis of type of borrowers (i.e., production or business activity as well as size of business) such as crop farmers, dairy farmers, poultry farmers, fisherman, rural artisans etc. or agricultural labourers, marginal/small/medium/large farmers, hill farmers or tribal farmers etc. Such classification has equity considerations. credit is broadly classified based on various criteria: 1. Based on time: This classification is based on the repayment period of the loan. It is sub-divided in to 3 types Short–term loans: These loans are to be repaid within a period of 6 to 18 months. All crop loans are said to be short–term loans, but the length of the repayment period varies according to the duration of crop. The farmers require this type of credit to meet the expenses of the ongoing agricultural operations on the farm like sowing, fertilizer application, plant protection measures, payment of wages to casual labourers etc. The borrower is supposed to repay the loan from the sale proceeds of the crops raised. Medium – term loans: Here the repayment period varies from 18 months to 5 years. These loans are required by the farmers for bringing about some improvements on his farm by way of purchasing implements, electric motors, milch cattle, sheep and goat, etc. The relatively longer period of repayment of these loans is due to their partially-liquidating nature. Long – term loans: These loans fall due for repayment over a long time ranging from 5 years to more than 20 years or even more. These loans together with medium terms loans are called investment loans or term loans. These loans are meant for permanent improvements like levelling and reclamation of land, construction of farm buildings, purchase of tractors, raising of orchards ,etc. Since these activities require large capital, a longer period is required to repay these loans due to their non – liquidating nature. 2. Based on Purpose: Based on purpose, credit is sub-divided in to 4 types.   Production loans: These loans refer to the credit given to the farmers for crop production and are intended to increase the production of crops. They are also called as seasonal agricultural operations (SAO) loans or short – term loans or crop loans. These loans are repayable with in a period ranging from 6 to 18 months in lumpsum .Investment loans: These are loans given for purchase of equipment the productivity of which is distributed over more than one year. Loans given for tractors, pumpsets, tube wells, etc. Marketing loans: These loans are meant to help the farmers in overcoming the distress sales and to market the produce in a better way. Regulated markets and commercial banks, based on the warehouse receipt are lending in the form of marketing loans by advancing 75 per cent of the value of the produce. These loans help the farmers to clear off their debts and dispose the produce at remunerative prices. Consumption loans: Any loan advanced for some purpose other than production is broadly categorized as consumption loan. These loans seem to be unproductive but indirectly assist in more productive use of the crop loans i.e. with out diverting then to other purposes. Consumption loans are not very widely advanced and restricted to the areas which are hit by natural calamities. These loams are extended based on group guarantee basis with a maximum of three members. The loan is to be repaid with in 5 crop seasons or 2.5 years whichever is less. The branch manager is vested with the discretionary power of sanctioning these loans up to Rs. 5000 in each individual case. The rate of interest is around 11 per cent. The scheme may be extended to 1) IRDP beneficiaries 2) Small and marginal farmers 3) Landless Agril. Laborers 4) Rural artisans 5) Other people with very small means of livelihood hood such as carpenters, barbers, washermen, etc. 3. Based on security: The loan transactions between lender and borrower are governed by confidence and this assumption is confined to private lending to some extent, but the institutional financial agencies do have their own procedural formalities on credit transactions. Therefore it is essential to classify the loans under this category into two sub-categories viz., secured and unsecured loans. Secured loans: Loans advanced against some security by the borrower are termed as secured loans. Various forms of securities are offered in obtaining the loans and they are of following types. I. Personal security: Under this, borrower himself stands as the guarantor. Loan is advanced on the farmer’s promissory note. Third party guarantee may or may not be insisted upon (i.e. based on the understanding between the lender and the borrower) II. Collateral Security: Here the property is pledged to secure a loan. The movable properties of the individuals like LIC bonds, fixed deposit bonds, warehouse receipts, machinery, livestock etc, are offered as security. III. Chattel loans: Here credit is obtained from pawn-brokers by pledging movable properties such as jewellery, utensils made of various metals, etc. IV. Mortgage: As against to collateral security, immovable properties are presented for security purpose For example, land, farm buildings, etc. The person who is creating the charge of mortgage is called mortgagor (borrower) and the person in whose favour it is created is known as the mortgagee (banker). Mortgages are of two types a) Simple mortgage: When the mortgaged property is ancestrally inherited property of borrower then simple mortgage holds good. Here, the farmer borrower has to register his property in the name of the banking institution as a security for the loan he obtains. The registration charges are to be borne by the borrower. b) Equitable mortgage: When the mortgaged property is self-acquired property of the borrower, then equitable mortgage is applicable. In this no such registration is required, because the ownership rights are clearly specified in the title deeds in the name of farmer-borrower. V. Hypothecated loans: Borrower has ownership right on his movable and the banker has legal right to take a possession of property to sale on default (or) a right to sue the owner to bring the property to sale and for realization of the amount due. The person who creates the charge of hypothecation is called as hypothecator (borrower) and the person in whose favor it is created is known as hypothecate (bank) and the property, which is denoted as hypothecated property. This happens in the case of tractor loans, machinery loans etc. Under such loans the borrower will not have any right to sell the equipment until the loan is cleared off. The borrower is allowed to use the purchased machinery or equipment so as to enable him pay the loan installment regularly. Hypothecated loans again are of two types viz., key loans and open loans. a) Key loans : The agricultural produce of the farmer – borrower will be kept under the control of lending institutions and the loan is advanced to the farmer . This helps the farmer from not resorting to distress sales. b) Open loans: Here only the physical possession of the purchased machinery rests with the borrower, but the legal ownership remains with the lending institution till the loan is repaid. Unsecured loans: Just based on the confidence between the borrower and lender, the loan transactions take place. No security is kept against the loan amount 4. Lender’s classification: Credit is also classified on the basis of lender such as Institutional credit: Here are loans are advanced by the institutional agencies like co-operatives, commercial banks. Ex: Co-operative loans and commercial bank loans. Non-institutional credit : Here the individual persons will lend the loans Ex: Loans given by professional and agricultural money lenders, traders, commission agents, relatives, friends, etc. 5. Borrower’s classification: The credit is also classified on the basis of type of borrower. This classification has equity considerations. Based on the business activity like farmers, dairy farmers, poultry farmers, pisiculture farmers, rural artisans etc. Based on size of the farm: agricultural labourers, marginal farmers, small farmers , medium farmers , large farmers , Based on location hill farmers (or) tribal farmers. 6. Based on liquidity: The credit can be classified into two types based on liquidity and they are Self-liquidating loans: They generate income immediately and are to be paid with in one year or after the completion of one crop season. Ex: crop loans. ï‚ · Partially -liquidating: They will take some time to generate income and can be repaid in 2-5 years or more, based on the economic activity for which the loan was taken. Ex: Dairy loans, tractor loans, orchard loans etc., 7. Based on approach: Individual approach: Loans advanced to individuals for different purposes will fall under this category Area based approach: Loans given to the persons falling under given area for specific purpose will be categorized under this. Ex: Drought Prone Area Programme (DPAP) loans, etc Differential Interest Rate (DIR) approach: Under this approach loans will be given to the weaker sections @ 4 per cent per annum. 8. Based on contact: Direct Loans: Loans extended to the farmers directly are called direct loans. Ex: Crop loans. Indirect loans: Loans given to the agro-based firms like fertilizer and pesticide industries, which are indirectly beneficial to the farmers aSource of Agricultural Credit are called iidirct loans. The sources of agricultural finance are broadly classified into two categories: (A) Noninstitutional Credit Agencies or informal sources, and (B) Institutional Credit Agencies or Formal Sources. A. Non-institutional Credit Agencies i) Traders and Commission Agents: Traders and commission agents advance loans to agriculturists for productive purposes against their crop without completing legal formalities. It often becomes obligatory for farmers to buy inputs and sell output through them. They charge a very heavy rate of interest on the loan and a commission on all the sales and purchases, making it exploitative in nature. ii) Landlords: Mostly small farmers and tenants depend on landlords for meeting their production and day to day financial requirements. iii) Money lenders: Despite rapid development in rural branches of different institutional credit agencies, village money lenders still dominate the scene. Money lenders are of two types- agriculturist money lenders who combine their money lending job with farming and professional money lenders whose sole job is money lending. A number of reasons have been attributed for the popularity of moneylenders such as: (a) they meet demand for productive as well as unproductive requirement; (b) they are easily approachable at odd hours; and (c) they require very low paper work and advances are given against promissory notes or land. Money lenders charge a very high rate of interest as they take advantage of the urgency of the situation. Over the years a need for regulation of money lending has been felt. But lack of institutional credit access to certain sections and areas had facilitated unhindered operation of money lending. B. Institutional Credit Agencies The evolution of institutional credit to agriculture could be broadly classified into four distinct phases – 1904-1969 (predominance of co-operatives and setting up of RBI), 1969-1975 [nationalisation of commercial banks and setting up of Regional Rural Banks (RRBs)], 1975-1990 (setting up of NABARD) and from 1991 onwards (financial sector reforms). Institutional funding of the farm sector is mainly by commercial banks, regional rural banks and co-operative banks. Share of commercial banks in total institutional credit to agriculture is almost 48 percent followed by cooperative banks with a share of 46 per cent. Regional Rural Banks account for just about 6 per cent of total credit disbursement. i) Government: These are both short term as well as long-term loans. These loans are popularly known as â€Å"Taccavi loans† which are generally advanced in times of natural calamities. The rate of interest is low. But it is not a major source of agricultural finance. ii) Cooperative Credit Societies: The history of cooperative movement in India dates back to 1904 when first Cooperative Credit Societies Act was passed by the Government. The scope of the Act was restricted to establishment of primary credit societies and non-credit societies were left out of its purview. The shortcomings of the Act were rectified through passing another Act called Cooperative Societies Act 1912. The Act gave provision for registration of all types of Cooperative Societies. This made the emergence of rural cooperatives both in the credit and noncredit areas, though with uneven spatial growth. In subsequent years a number of Committees were appointed and recommendations implemented to improve the functioning of the cooperatives. Soon after the independence, the Government of India following the recommendations of All India Rural Credit Survey Committee (1951) felt that cooperatives were the only alternative to promote agricultural credit and development of rural areas. Accordingly, cooperatives received substantial help in the provision of credit from Reserve Bank of India as a part of loan policy and large scale assistance from Central and State Governments for their development and strengthening. Many schemes involving subsidies and concessions for the weaker sections were routed through cooperatives. As a result cooperative institutions registered a remarkable growth in the post-independence India. iii) Commercial Banks: Previously commercial banks (CBs) were confined only to urban areas serving mainly to trade, commerce and industry. Their role in rural credit was meagre i.e., 0.9 per cent in 1951- 52 and 0.7 per cent in 1961-61. The insignificant participation of CBs in rural lending was explained by the risky nature of agriculture due to its heavy dependence on monsoon, unorganized nature and subsistence approach. A major change took place in the form of nationalisation of CBs in 1969 and CBs were made to play an active role in agricultural credit. At present, they are the largest source of institutional credit to agriculture. iv) Regional Rural Banks (RRBs): RRBs were set up in those regions where availability of institutional credit was found to be inadequate but potential for agricultural development was very high. However, the main thrust of the RRBs is to provide loans to small and marginal farmers, landless labourers and village artisans. These loans are advanced for productive purposes. At present 196 RRBs are functioning in the country lending around Rs 9,000 crore to rural people, particularly to weaker sections. v) Microfinancing: Microfinancing through Self Help Groups (SHG) has assumed prominence in recent years. SHG is group of rural poor who volunteer to organise themselves into a group for eradication of poverty of the members. They agree to save regularly and convert their savings into a common fund known as the Group corpus. The members of the group agree to use this common fund and such other funds that they may receive as a group through a common management. Generally, a self-help group consists of 10 to 20 persons. However, in difficult areas like deserts, hills and areas with scattered and sparse population and in case of minor irrigation and disabled persons, this number may range from 5-20. As soon as the SHG is formed and a couple of group meetings are held, an SHG can open a Savings Bank account with the nearest Commercial or Regional Rural Bank or a Cooperative Bank. This is essential to keep the thrift and other earnings of the SHG safely and also to improve the transparency levels of SHG’s transactions. Opening of SB account, in fact, is the beginning of a relationship between the bank and the SHG. The Reserve Bank of India has issued instructions to all banks permitting them to open SB accounts in the name of registered or unregistered SHGs. Genesis and Historical Background The Committee to Review Arrangements for Institutional Credit for Agriculture and Rural Development (CRAFICARD) set up by the RBI under the Chairmanship of Shri B Sivaraman in its report submitted to Governor, Reserve Bank of India on November 28, 1979 recommended the establishment of NABARD. The Parliament through the Act 61 of 81, approved its setting up. The Committee after reviewing the arrangements came to the conclusion that a new arrangement would be necessary at the national level for achieving the desired focus and thrust towards integration of credit activities in the context of the strategy for Integrated Rural Development. Against the backdrop of the massive credit needs of rural development and the need to uplift the weaker sections in the rural areas within a given time horizon the arrangement called for a separate institutional set-up. Similarly. The Reserve Bank had onerous responsibilities to discharge in respect of its many basic functions of central banking in monetary and credit regulations and was not therefore in a position to devote undivided attention to the operational details of the emerging complex credit problems. Thispaved the way for the establishment of NABARD. CRAFICARD also found it prudent to integrate short term, medium term and long-term credit structure for the agriculture sector by establishing a new bank. NABARD is the result of this recommendation. It was set up with an initial capital of Rs 100 crore, which was enhanced to Rs 2,000 crore, fully subscribed Role and Functions †¢ NABARD is an apex institution accredited with all matters concerning policy, planning and operations in the field of credit for agriculture and other economic activities in rural areas. †¢ It is an apex refinancing agency for the institutions providing investment and production credit for promoting the various developmental activities in rural areas †¢ It takes measures towards institution building for improving absorptive capacity of the credit delivery system, including monitoring, formulation of rehabilitation schemes, restructuring of credit institutions, training of personnel, etc. †¢ It co-ordinates the rural financing activities of all the institutions engaged in developmental work at the field level and maintains liaison with Government of India, State Governments, Reserve Bank of India and other national level institutions concerned with policy formulation. †¢ It prepares, on annual basis, rural credit plans for all districts in the country; these plans form the base for annual credit plans of all rural financial institutions †¢ It undertakes monitoring and evaluation of projects refinanced by it. †¢ It promotes research in the fields of rural banking, agriculture and rural developmentby the Government of India and the RBI. Mission Promoting sustainable and equitable agriculture and rural development through effective credit support, related services, institution building and other innovative initiatives. In pursuing this mission, NABARD focuses its activities on: Credit functions, involving preparation of potential-linked credit plans annually for all districts of the country for identification of credit potential, monitoring the flow of ground level rural credit, issuing policy and operational guidelines to rural financing institutions and providing credit facilities to eligible institutions under various programmes Development functions, concerning reinforcement of the credit functions and making credit more productive Supervisory functions, ensuring the proper functioning of cooperative banks and regional rural banks Objectives NABARD was established in terms of the Preamble to the Act, â€Å"for providing credit for the promotion of agriculture, small scale industries, cottage and village industries, handicrafts and other rural crafts and other allied economic activities in rural areas with a view to promoting IRDP and securing prosperity of rural areas and for matters connected therewith in incidental thereto†. The main objectives of the NABARD as stated in the statement of objectives while placing the bill before the Lok Sabha were categorized as under : 1. The National Bank will be an apex organisation in respect of all matters relating to policy, planning operational aspects in the field of credit for promotion of Agriculture, Small Scale Industries, Cottage and Village Industries, Handicrafts and other rural crafts and other allied economic activities in rural areas. 2. The Bank will serve as a refinancing institution for institutional credit such as long-term, short-term for the promotion of activities in the rural areas. 3. The Bank will also provide direct lending to any institution as may approved by the Central Government. 4. The Bank will have organic links with the Reserve Bank and maintain a close link with in. sources of Funds Authorised share capital of NABARD is Rs 500 crores and issues and paid up capital is Rs 100 crores. NABARD accrues additional funds from borrowings from the Government of India and any institution approved by the Government of India, issue and sale of bonds i.e. Rural Infrastructural Development Bond, borrowings from RBI, deposits from State Governments and local authorities and gifts and grants received . NABARD have been providing financial assistance to various financial institutions engaged in Rural Credit Delivery System. These agencies include Co-operative Credit Institutions, Regional Rural Banks and Commercial Banks. The demand for funds for rural development has come up considerably in recent times. To meet the increasing demand of rural credit, NABARD raises funds from the following sources: (i) Capital: It went up from Rs.100 crore in March 1992 to Rs.1500 crore in March 1998 and further Rs. 2000 crore in 1999. The total Capital of NABARD is contributed by Government of India and RBI. The capital remained at Rs. 2000 crore in March 2002. (ii) Deposits: The deposits mainly come from Rural Infrastructural Development Fund (RIDF) introduced in Central Government Budget from the year 1995-96. Another source of deposits comes from banks which fall short of attaining priority sector target. The total outstanding RIDF deposits aggregated Rs. 9725 crore as on 31st March 2002. (iii) Borrowings: NABARD raises funds through market borrowings, Loans from Union Government and borrowings in Foreign Currency from abroad. Apart from these they also borrow funds from RBI. Their borrowings are mainly from three sources. They are by issue of bonds, borrowings from Government of India and borrowing abroad in foreign currency. The total outstanding borrowing amounted to Rs. 15,772 crore in March 2002. (iv) Reserves and: The excess of income over expenditures is generally accumu- Surplus lated as ‘Reserves and surplus’. As on March 2002, these reserves aggregated to Rs. 3626 crore. (v) Nation Rural Credit: These funds were earlier provided by RBI to NABARD in con- Funds (Long-term section with assistance under Agriculture Sector. These were Operation Fund & given out of profits earned by RBI. They stood at Rs.11064 crore Stabilization Fund) as on March ’99. However it has gone up to Rs. 13,975 crore as on March 2002. However, Reserve Bank stopped contributing large sums towards these two Funds from 1994. Presently, the RBI contributes only Rs.1.00 crore each to these funds as a symbolic gesture because the RBI Act provides for such contributions. The balance contribution now comes from NABARD’s own profit. (vi) Rural Infrastructural Development Fund (RIDF): The setting up of RIDF was announced in the Union Budget for 1995-96. The RIDF was set up with a contribution of Rs. 2000 crore mainly to provide assistance to State Governments to take up infrastructure projects pertaining to irrigation, rural roads, bridges and flood control measures. Contributions to this Fund came from Indian Scheduled Commercial Banks (other than RRBs) which failed to achieve the minimum agricultural lending target of 18 per cent of net bank credit. The shortfall of amounts in the target achievement was required to be kept in the RIDF with NABARD. Similarly RIDF II was set up in 1996-97 with contributions made by public sector banks which failed to achieve the minimum priority sector advances of 40 per cent. The shortfall in their target amount has to be kept in RIDF II. RIDF III was set up in 1997-98 with shortfall in priority sector landings of all private and public sector commercial banks. The contributions to these Funds were eligible for interest payment to be decided by Reserve Bank from time to time. The Funds are managed by NABARD. Loans out of these funds are mainly provided to State Governments to complete existing rural infrastructural projects and also for taking up new infrastructural projects in rural areas. Loans out of RIDF I was provided interest at the rate of 13.0 per cent and at 12.0 per cent out of RIDF II and III. The projects generally pertain to irrigation facilities and construction of Roads and Bridges in rural areas. Similarly RIDF IV and V were created in the Union Budget during 1998-99 and 1999- 2000. Further RIDF VI and VII were created in 2001 and 2002 with a corpus of Rs. 4,500 crore and Rs. 5,000 crore respectively. The scope of the fund has been extended to cover Gram Panchayats, Self Help Groups to develop rural infrastructural facilities like soil conservation, rural market yards, drainage improvement, etc. Students may observe the capital of NABARD has gone up by Rs. 1,500 crore to Rs. 2,000 crore during the year 2002. Similarly, the RIDF deposits which were only Rs. 3,608 crore in March 1999 were increased to Rs. 9,725 crore as on March 2002. The borrowing of NABARD has gone up substantially in the recent past from Rs. 9,000 crore in March 1999 to Rs. 15,772 crore in March 2002. The aggregate resources of NABARD were also substantially increased from Rs. 28,986 crore in March 1999 to Rs. 45,098 crore in March 2002. On the uses of funds while the loans and advances increased by about 25% between March 1999 and March 2002 loans out of RIDF funds went up substantially from Rs. 3,667 crore to Rs. 10,435 crore during the same period.

Free Essays on McCarthyism And Its Effects On America

McCarthyism and its Effects on America McCarthyism not only destroyed the lives and careers of many Americans but also the innocent image of the country. Senator Joe McCarthy from Wisconsin was the same as any man. But when he cried Communism the world seemed to listen. Following the Cold War between Russia and the United States there came many hardships, such as unemployment and high inflation. These hardships produced a restless society. The society then looked for something or someone to blame (Fried, 39). They found someone to blame. Communists. Throughout the country there was a witch hunt known as the Red Scare. A basic idea was formed: Communism was evil. Anyone who participated in such evil was considered illegitimate and were to be excluded from such things as sharing ideas, and jobs (Reeves, 136). This fear of Communism or anti-Communism as it was called could be described as a type of "virus." When all was calm in America the virus would fade, but the moment a crisis struc k, the virus came back stronger than ever (Feuerlicht, 35). Communism was a threat not only for countries overseas but a threat for America and its people. It was a threat on the American way of life, a bruise on the phrase "the right to life, liberty, and the pursuit of happiness." (Feuerlicht, 45) And McCarthy helped spread this fear. McCarthy and his ways challenged the Bill of Rights. "When free speech or due process are denied to any individual everyone’s rights are jeopardized. Today’s oppressors may become tomorrow’s accursed group." (Feuerlicht, 154) And nothing is guaranteed more than the destruction of America when the freedoms promised by the Bill of Rights are denied (Feuerlicht, 154). McCarthy installed a fear in the people. But people feared tremendously the loss of their jobs. They feared that their political afflictions would reflect on their job status (Reeves, 99). By trying to keep America from becoming a Communist nation, McCarthy a... Free Essays on McCarthyism And Its Effects On America Free Essays on McCarthyism And Its Effects On America McCarthyism and its Effects on America McCarthyism not only destroyed the lives and careers of many Americans but also the innocent image of the country. Senator Joe McCarthy from Wisconsin was the same as any man. But when he cried Communism the world seemed to listen. Following the Cold War between Russia and the United States there came many hardships, such as unemployment and high inflation. These hardships produced a restless society. The society then looked for something or someone to blame (Fried, 39). They found someone to blame. Communists. Throughout the country there was a witch hunt known as the Red Scare. A basic idea was formed: Communism was evil. Anyone who participated in such evil was considered illegitimate and were to be excluded from such things as sharing ideas, and jobs (Reeves, 136). This fear of Communism or anti-Communism as it was called could be described as a type of "virus." When all was calm in America the virus would fade, but the moment a crisis struc k, the virus came back stronger than ever (Feuerlicht, 35). Communism was a threat not only for countries overseas but a threat for America and its people. It was a threat on the American way of life, a bruise on the phrase "the right to life, liberty, and the pursuit of happiness." (Feuerlicht, 45) And McCarthy helped spread this fear. McCarthy and his ways challenged the Bill of Rights. "When free speech or due process are denied to any individual everyone’s rights are jeopardized. Today’s oppressors may become tomorrow’s accursed group." (Feuerlicht, 154) And nothing is guaranteed more than the destruction of America when the freedoms promised by the Bill of Rights are denied (Feuerlicht, 154). McCarthy installed a fear in the people. But people feared tremendously the loss of their jobs. They feared that their political afflictions would reflect on their job status (Reeves, 99). By trying to keep America from becoming a Communist nation, McCarthy a...